Midlander, not sure where the “insurance is considered irrelevant” came from? As I stated, the chances of a full blown apocalypse are much less likely then a severe storm, flood, fire, tornado, or as you stated, home invasion, looters, so yes, insurance is very important! You have all your amazing preps laid out perfectly in the secret storage room in the basement, go on a holiday, freak cold spell, the water pipes burst, all those wonderful preps are now garbage. Thank goodness you were prepared by having the proper insurance in place. Also, yes I agree there must be a difference in how insurance is viewed depending on where you live.
Training of all types, great point! We all have opportunities available to us currently be it sports, first aid, camping and so on, the list is endless. Training for self defence is paramount. One self defence class at the local community centre does not make one a ninja. Train, train, train a bit every day adds up to bunch by the end of a year.
