My belief is that “climate change” is cyclical. We’ve seen solar minimums and solar maximums throughout history and it has, quite reasonably, affected the weather. This affects growing seasons, wildlife, and humans every single time. Unfortunately, some people have figured out how to cash in on something as old as time.
This doesn’t mean that I hate the environment and go out and pollute without a care in the world. But, respectfully to the OP, carbon credits and all of that baloney are simply a cash cow and a way to make people fearful.