My two cents worth: looking ahead some 18 years ago, I decided to take early SS retirement at 62, sold my 3000+ sq ft home, bought a small 1000 square foot house in a rural area down South, spent the next 15 years or so budget traveling a bit around this amazing globe, and now that the body is past the stress of travel, have settled into making my little space a neat homestead of sorts. New hobbies include gardening, prepping, and studying subjects I think are interesting. SS is not likely to be around for you younger folks, so why not perhaps reevaluate what you think this brief moment in the eternity of time means for you. At 80 I’m getting closer to the end of my journey, though I’m hoping for at least 10 more years to help my grandchildren get a good start, so time spent worrying about anything over which I have absolutely no control, is cheating myself of some peaceful, joy filled days….just my two cents worth….:)
