Its just a crap shoot. If starvation is an issue, then that oz of gold might not be worth much. Got property in the city? Then that may not be worth much. Got productive farmland to grow food? Well, that would be an asset if you can keep it. There will be those out there conspiring to take it from you, including a rogue government. After all, the government, whatever form it takes, will be obliged to reward those who supported them.
People lament the prospect of a lawless society. Well, considering someone in-charge might take everything you have, at least in a lawless society you have the option of protecting what’s your’s.