We tend to go all out as well when we eat out, because it’s rare. Although there’s a couple of mexican places nearby that are pretty reasonably priced ($40 for 3 including a voracious 20yo guy).
My physical therapist last year though, I found out she eats out *EVERY DAY*! I was shocked. She cooks like twice a year. I shudder to think about how much money she’s wasting and how much crap she’s feeding her kids.
As for pizza – with an Italian husband, we don’t do american pizza often. I make it at home occasionally but it really is best in a wood oven, which we don’t have. There’s a Pizza Napoletana nearby that we occasionally go to – they do it really well.