After the Obamacare healthcare debacle, we put ourselves on a very tight budget. It was tight there for about 2 years to get our savings back to where it should be, and we still have a little ways to go to get to 6 months of in the bank savings if something were to happen as to a loss of income.
BUT, we still put nearly 18% into our retirement accounts.
Did have a big expense in the new furnace, but we are already seeing the drastic improvement in not only comfort, but in less use of wood.
We have discussed stashing actual, physical cash here at home. Just need to start doing it.
