Ahh anyone has ever heard of the principle of Force Majeure or cancellation of an obligation due to an Act of God? This applies to landlords, creditors and all sorts of parties you contracted to. It would help in making your case showing that your income was drastically decreased, keep income statements, layoff notices and anything else that will prove the desperate state you are in. Also the courts may not be functioning at this time and there been orders including one from the President himself about starting any collection procedures. This is not as one-sided as you think and if your lawyer says that somehow you can’t use this, FIRE HIM!
P.S. The one from the President I think is for a limited time, May 15 I believe but please do your research on that and Force Majeure to confirm what I told you and how to use it.