Like Daisy, I, too, live in Virginia. A meteorologist will tell you that my area of the state is difficult to forecast due to the mountains. Our snowfall average is only about 12″ to 15″ annually. But I have seen over 50″. Last winter we only got about 10″. But what really nails us is ice storms. We have experienced some real humdingers along with the loss of electrical power which could last hours, days, or even a week or more.
We also have experienced some significant flash-flooding this past summer and several destructive tornados as well. (We use to hardly even have a tornado, but have had three very destructive ones over the past two years.)
Realistically for me, our biggest threat is severe weather.