My husband and I got told by our church leader to read Dave Ramsey’s Total Money Makeover! It changed the way we think about everything money wise. I’ve been a prepper for 10 years, but still managed to be stupid and rack up some debt. We only have 1 credit card that was supposed to be for emergencies, but when our income didn’t take care of all the bills, we paid them with that credit card. Now we’re driving paid off cars, paying off all of our debts, and trying to live well below our means. The mortgage is the only debt we haven’t made a payoff plan for, but we will as soon as everything else is paid off!
