Maybe people should rethink where they live? Live in a hurricane-prone coastal area and when a hurricane hits you want the government to pay for it. Live in a flood plain and when it floods you want the government to pay for it. Move out into the canyons for the remoteness and wilderness, and when a wildfire hits you want the government to pay for it. Everyone wants the government to pay! The government is all the rest of us who live in safe areas and whose insurance continues to escalate because of others who choose to live in high risk areas often rebuild in those same high-risk areas. What’s right about that? If someone wants to live in a flood plain, why is it that I have to subsidize their protection via government flood insurance or FEMA payments? Let them take the risk, not faust it on others!
