I have a spx winchester defender marine, it is well made for a cheap shot gun up here it has to be over 18 inches of barrel or it falls in a restricted class. It was $250 plus tax brand new when I aquired it many moons ago.
I can’t see buying a benelli for over 5000, but I would not trust a 200 at today price shot gun, just to get there it will have to be made cheaply with comprise on parts quality.
I would use $$ and go to gun show to look for a good gently used one of better quality. New in guns is a relative thing, as long as cared for and maintained older for less money usually works out.