Prior to our relocating here our area was hit by an ice storm that left power out for 10 days. Everyone talks about it as a reference point. In the 7 years since it happened there haven’t been any major significant weather events but I’m sure it’s just a matter of time. And no, the very ones complaining about how horrible it was has done anything to prepare for a future event.
In our area, the most likely localized event would be a natural disaster. Thanks for sharing the risk assessment.