Biggest threat? Fires and tornadoes. Both have happened within sight of my house. Our subdivision is off a main north-south highway which is flanked by pastures. There is only one road in and out of our subdivision. another road exists but it has a gate with a big locked chain. One summer we had grassfires both to the north and south of us at the same time. Had the wind shifted we would have been sitting ducks. There was a run that week on chain cutters at the local hardware store.
A few years back we had a tornado come through. Small one but it knocked down a few trees three houses down from us. I huddled in the laundry room (middle of the house– no windows; bottom floor) with two dogs and two cats until the tornado passed. I could feel the pressure change as it approached. Not fun!
