Reading through these post. I must agree. The insurance companies are getting way to high for coverage. We are not in a flood zone nor has it ever flooded in our area and they want over 850 dollars for flood insurance. Just found out a few days ago they no longer cover for earthquakes. Though we have never had one here, they did have one in Northern VA that effected us but no damage. This was the one that damaged the Washington DC monument. Now I need to find out what it would cost for earthquake insurance. Sometimes I feel like we are paying for disasters that happen in other places and not just for us.
On another note. Homeowners insurance is not the only thing going up. Went to get hubby’s Rx filled and they wanted $664 for a 3 month supply. new RX insurance. Can’t change it for a year so I called them. This one put it in a tier 4 classifying it as non preferred. So since this is what I went through working for a doctor. I called the insurance company. Got the price down to a tier 3 and the price for 3 months cut in half. Just goes to show you how much insurance companies are ripping we the people off. I get so tired of hearing they are buying our politicians for their political agenda.