Seems most people just don’t save money anymore. They just charge it when an emergency happens such as a car repair, or appliance repair or something. That is something we won’t do. We save for all our house up keeps as well as the car. Always paid cash in full. We have been in good shape with this corvid virus as our savings is not just saving money but also our food supplies. Seems it has paid off with all this going on. But now is the time to get fully prepared for this civil unrest if not all out war. Not sure yet how that is going to work out but trying to have it all figured out soon.