This topic contains 12 replies, has 5 voices, and was last updated by 
OldMt Woman 6 months, 3 weeks ago.
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Does anyone do 529 college plans anymore?
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It helps if your kid applies themselves in school.
Lets just say that The Eldest is going to private college for less than she could go to a state school for, scholarships are a good thing.
Kid don’t wanna apply, there’s always the phrase “would you like fries with that?”.
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Or get a job how novel… when I went had military pay for some and worked on the body farm since where I went had forensic lab and no one wanted to do the plant the bodies. Paid well few Hassel.
In summer went to work in related trade to profession I was training for, you need to plan for this long before time comes.
As a bonus we had none of the stupid things like gender studies needed to graduate. In my class zero women for all 6 years too heavy in math, bad smell and danger.
Planning and hard work.with a little luck gets you anywhere and opens doors you have no idea are there.
Showed niece and nephew the trick to get full ride scholarship both now are in school. They want with everything paid for even though thier college fund was enough yo pay for it. They are both smarter thane and are double majoring in good subjects.
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I was referring to what I see is a lack of even mention of 529 plans in the media.
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Choices of profession are another thing people dont get , when they are young . Are you going into something that is actually going to pay ? Most of the time it seems they go into something that is either saturated when they are in school for it , just to get out , and find out that they made a huge mistake . Back to the drawing board ……..deep in debt . One might be better off , NOT going in , and rather be an apprentice to an electrician , or of that nature . That pays , and always will , not to mention , a lot of companies will pay for your further education , if you show aptitude . Had a buddy that went to HVAC school on the GI bill . It was a 9 month course , he was hired by a large company , who then sent him to a specialty school for another year , on their nickel .
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The problem with many college funds is that they count as taxable income which effects scholarships and grants.
And with so many struggling as it is, putting money back for a school that the kid may never attend is a tough call.
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The price of education should.come.with average income and start and finish numbers to show value.
Look at Harvard University it makes more than some countries does this not strike you as a little over the top? No one says you need to go there but really price of education is way out of line. With 60 percent now women we are going to see them voting not having to pay for the debt for schooling. Same attitude as feminist someone else should.pay for my stuff. Zero responsibility no accountability.
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Under communist rule, they do.
But this is a democratic republic, and you have the same right to failure as everyone else.
When we looked at schools, we looked beyond graduation and at the employment numbers, the graduate school numbers and these played heavily on the decision on schools.
Too many people don’t look beyond the D1 name and where they end up after.And trade schools aren’t the only other option, nor is jumping into the workforce.
But a realistic look at the education is warranted. The anthropology degree that I was originally going after wasn’t really useful as such outside the university or third world studies. However the cultural and sociological aspects and psychology played into LE extremely well. I was able to put my education to good use.Don’t discount the modern generation, not all of them are stupid and useless. A surprising number are seeing the man behind the curtain.
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Watching the guys install the new furnace and the HVAC that went along with it, I would consider the occupation if I had to do it all over again.
My daughter tried to hit the ground running by having a job after graduation. Didnt quite work out that way. The company she was interning at did hire her, but the hours were not solid. She recently got a job that pays better and is supposed to be 35-40 hours a week. We will see.
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Cant lose going to Pharmacy school either . Its tough , but you have it made when you get out . They have to know more about drug interactions than a doctor .
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Doing it all over again, I would have gone directly into LE and I would have been able to retire at 80% two years ago. And it would have been for a department that wouldn’t be as willing to dump injured officers.
A lot goes into what you choose to do,
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For me somewhat, but I like Who and where I am now and am at peace that I will die on this property and be planted here in cemetery set aside. There are some what ifs are hindsight and you can always see a better path I think life has prepared me the best it could do live through this up comming mess.
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I believe the Student Loan program……was ultimately a disaster. Unfortunately. I think it worked in the beginning but I lay a lot of blame on the educational institutions. You saw a LOT of expansion but a LOT that didn’t add to the educational process. Fancy stuff that might…might….draw in donors ….but made their costs sky rocket. The universities/colleges that could keep their basic designs and services down to reasonable, did not have such astronomical increases in costs over just a decade or two. The money folks saw the potential of all those ‘student loan’ students and went full steam ahead to lure them in.
During those decades, I’ve seen the most ridiculous things in college brochures…..all about how to party with fun toys at university. An indoor ‘river’ to float with an inner tube on campus. We did that on real rivers with real inner tubes salvaged from real tires. All about play. Much less about their actual educational functions.
Students can find their own play….but I’m sure those types of “advantages” would draw kids into those institutions. 🙁 If they don’t get good solid advice from adults in their lives.
In state vs out of state also counts. Move to the state and work for the required time for residency before you apply.
OldMtWoman …my 2 cents
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