Thank you both.
Am sure the topics will surface soon, will share, as it is not that difficult … once you have grown a pair and stopped moaning about it.
After one has learnt respect for that what you thought was your g-given right, it leaves one saving a ton of money which is to the Government’s detriment which they then in turn used to justify some more “taxes” (made sense, kinda), which we then in turn promptly negated yet again.
The problem is still out there, just managed.
At least, that’s how I, we did it. “We” as in the rest of the family was subtly ‘prompted’ to “join” me, as it takes a wee bit of “lifestyle” changes to make it work. 😉