If you are governmentioned employee without pay read this

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This topic contains 24 replies, has 10 voices, and was last updated by  Littlesister 5 months ago.

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  • #7420

    namelus
    Participant

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    <p class=”bard-text-block style-scope”>January 3, 2019
    Dorado, Puerto Rico</p>
    <p class=”bard-text-block style-scope”>If you’ve been reading <i>Notes from the Field</i> for any period of time, you know I don’t like paying taxes. That’s why I’m living in Puerto Rico today paying almost nothing.</p>
    <p class=”bard-text-block style-scope”>And no, it’s not because I’m doing anything illegal.</p>
    <p class=”bard-text-block style-scope”>Puerto Rico is one of the most incredible LEGAL tax havens in the world; under special incentive laws that were passed by the government several years ago, it’s possible to pay just 4% on corporate profits, and 0% tax on investment income like dividends or capital gains.</p>
    <p class=”bard-text-block style-scope”>Don’t get me wrong– the lifestyle here is REALLY nice. The beaches are exceptional, the weather is great, and I’ve been hanging out with a lot of interesting people who are down here doing the same thing.</p>
    <p class=”bard-text-block style-scope”>But I’m not here for the lifestyle. I’m here because I believe I have a moral obligation to pay as little tax as possible.</p>
    <p class=”bard-text-block style-scope”>People in the west are fed a line of garbage that if you don’t agree with your government, you make your opinion heard at the voting booth.</p>
    <p class=”bard-text-block style-scope”>That’s a bunch of bullshit.</p>
    <p class=”bard-text-block style-scope”>Voting accomplishes nothing; it doesn’t change the corrupt game, merely the players.</p>
    <p class=”bard-text-block style-scope”>The far more powerful way to affect change is to use every legal means at your disposal to stop giving them your money. <b class=”bard-text-block style-scope”>Starve the beast.</b></p>
    <p class=”bard-text-block style-scope”>So the next time they waste billions of dollars on a website that doesn’t work, they won’t be doing it with your money.</p>
    <p class=”bard-text-block style-scope”>Instead, you will be free to spend your own savings on what YOU believe is important.</p>
    <p class=”bard-text-block style-scope”>For example, there are several people here that I’ve recently met who are privately funding a safe house for abused children here in Puerto Rico; I’ll be committing quite heavily to this.</p>
    <p class=”bard-text-block style-scope”>Every year I use my tax savings to fund worthy causes that are either ignored or totally bungled by the government.</p>
    <p class=”bard-text-block style-scope”>A few years ago in Nepal I paid for food and medicine to be delivered by helicopter to remote mountain villages, and to have the sick and elderly evacuated… because the government had totally screwed up their aid.</p>
    <p class=”bard-text-block style-scope”>I even funded a new, prosthetic leg for a veteran whose treatment had been rejected by the Department of Veteran’s Affairs on the grounds that the procedure wasn’t FDA approved.</p>
    <p class=”bard-text-block style-scope”>Now the guy is out competing in 5K races and even danced at his own wedding.</p>
    <p class=”bard-text-block style-scope”>Today I’ve found another worthy cause to invest my tax savings: government employees.</p>
    <p class=”bard-text-block style-scope”>Yes I’m serious.</p>
    <p class=”bard-text-block style-scope”>The government shutdown is now in its 13th day. And to be clear, I LIKE government shutdowns. I think it’s great when the big giant bureaucracy closes its doors.</p>
    <p class=”bard-text-block style-scope”>But I also recognize there are literally hundreds of thousands of government employees and members of the military who are having a tough time making the rent as a result of this.</p>
    <p class=”bard-text-block style-scope”>I read that there are 380,000 government employees who have been furloughed.</p>
    <p class=”bard-text-block style-scope”>And another 420,000 are working without pay (they’re currently suing the government because forcing employees to work without pay is illegal – even for the Uncle Sam).</p>
    <p class=”bard-text-block style-scope”>All these folks are having trouble paying their bills.</p>
    <p class=”bard-text-block style-scope”>So I thought I’d use my tax savings to help furloughed government employees pay their rent.</p>
    <p class=”bard-text-block style-scope”>Relish the irony…</p>
    <p class=”bard-text-block style-scope”>So if you’re a US federal government employee who has either been furloughed or is working without pay, and you’re falling behind on expenses, here’s what you need to do:</p>
    <p class=”bard-text-block style-scope”>1) Send an email to <b class=”bard-text-block style-scope”>bailout@sovereignman.com</b> from your official .gov email address</p>
    <p class=”bard-text-block style-scope”>2) Provide a copy of your lease or mortgage that clearly indicates your current monthly payment</p>
    <p class=”bard-text-block style-scope”>3) Provide a recent paystub</p>
    <p class=”bard-text-block style-scope”><b class=”bard-text-block style-scope”>I’m 100% serious about this.</b></p>
    <p class=”bard-text-block style-scope”><b class=”bard-text-block style-scope”>And while I can’t infinitely fund all 800,000 people, I’m ponying up 5-6 figures to help out. And I’m even reaching out to friends to see if they’ll match my contribution.</b></p>
    <p class=”bard-text-block style-scope”>On a final note… if you work for the NSA or you’re a member of Congress, don’t bother applying.</p>
    <p class=”bard-text-block style-scope”>Happy New Year.</p>

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    <p class=”bard-text-block style-scope”>To your freedom,</p>

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    <p class=”bard-text-block style-scope”>Simon Black,
    Founder</p>

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  • #7457

    Tolik
    Participant

    I don’t think that quite translated out properly , might want to repost .

    • #7472

      Muffy1938
      Participant

      That post is meaningless….might be some interested or good info but totally lost….

  • #7480

    Daisy
    Keymaster

    Here it is without the HTML

    January 3, 2019
    Dorado, Puerto Rico

    If you’ve been reading Notes from the Field for any period of time, you know I don’t like paying taxes. That’s why I’m living in Puerto Rico today paying almost nothing.

    And no, it’s not because I’m doing anything illegal.

    Puerto Rico is one of the most incredible LEGAL tax havens in the world; under special incentive laws that were passed by the government several years ago, it’s possible to pay just 4% on corporate profits, and 0% tax on investment income like dividends or capital gains.

    Don’t get me wrong– the lifestyle here is REALLY nice. The beaches are exceptional, the weather is great, and I’ve been hanging out with a lot of interesting people who are down here doing the same thing.

    But I’m not here for the lifestyle. I’m here because I believe I have a moral obligation to pay as little tax as possible.

    People in the west are fed a line of garbage that if you don’t agree with your government, you make your opinion heard at the voting booth.

    That’s a bunch of bullshit.

    Voting accomplishes nothing; it doesn’t change the corrupt game, merely the players.

    The far more powerful way to affect change is to use every legal means at your disposal to stop giving them your money. Starve the beast.

    So the next time they waste billions of dollars on a website that doesn’t work, they won’t be doing it with your money.

    Instead, you will be free to spend your own savings on what YOU believe is important.

    For example, there are several people here that I’ve recently met who are privately funding a safe house for abused children here in Puerto Rico; I’ll be committing quite heavily to this.

    Every year I use my tax savings to fund worthy causes that are either ignored or totally bungled by the government.

    A few years ago in Nepal I paid for food and medicine to be delivered by helicopter to remote mountain villages, and to have the sick and elderly evacuated… because the government had totally screwed up their aid.

    I even funded a new, prosthetic leg for a veteran whose treatment had been rejected by the Department of Veteran’s Affairs on the grounds that the procedure wasn’t FDA approved.

    Now the guy is out competing in 5K races and even danced at his own wedding.

    Today I’ve found another worthy cause to invest my tax savings: government employees.

    Yes I’m serious.

    The government shutdown is now in its 13th day. And to be clear, I LIKE government shutdowns. I think it’s great when the big giant bureaucracy closes its doors.

    But I also recognize there are literally hundreds of thousands of government employees and members of the military who are having a tough time making the rent as a result of this.

    I read that there are 380,000 government employees who have been furloughed.

    And another 420,000 are working without pay (they’re currently suing the government because forcing employees to work without pay is illegal – even for the Uncle Sam).

    All these folks are having trouble paying their bills.

    So I thought I’d use my tax savings to help furloughed government employees pay their rent.

    Relish the irony…

    So if you’re a US federal government employee who has either been furloughed or is working without pay, and you’re falling behind on expenses, here’s what you need to do:

    1) Send an email to bailout@sovereignman.com from your official .gov email address

    2) Provide a copy of your lease or mortgage that clearly indicates your current monthly payment

    3) Provide a recent paystub

    I’m 100% serious about this.

    And while I can’t infinitely fund all 800,000 people, I’m ponying up 5-6 figures to help out. And I’m even reaching out to friends to see if they’ll match my contribution.

    On a final note… if you work for the NSA or you’re a member of Congress, don’t bother applying.

    Happy New Year.

    To your freedom,

    Simon Black

  • #7481

    Daisy
    Keymaster

    What an incredible offer that is. And Simon Black is LEGIT.

  • #7495

    namelus
    Participant

    Thanks daisy for fixing my horrible cut and paste.

     

    Simon is a person you will always remember after meeting.

  • #7512

    Daisy
    Keymaster

    Namelus, not your fault – some emails, when you copy them, show the HTML code as opposed to the content. When you see something in boxes like Simon’s emails, copy within each box individually to avoid that issue in the future.

    What a great share. Simon is amazing.

  • #7527

    Molly Malone
    Participant

    OK, I have to say this: I worked as a federal employee for about 5 years. I was a supervisor for all 5 years. I was supervising about 20 people during the 2013 shutdown. I had one employee who earned ~$60,000 a year. She was married to another federal employee who also earned ~$60,000 a year. She went into a hysterical meltdown at the start of the shutdown because, on a joint income of ~$120,000, she and her husband were living paycheck to paycheck and could not survive the loss of even one paycheck. I found, to my amazement, that almost none of my well-compensated staff could survive the loss of one paycheck.

    I hope Mr. Black understand that there are well-compensated, spendthrift federal employees living beyond their means who are going to take advantage of him.

    The mainstream media hates Trump so will publish all the most tragic-sounding tales of whiny federal employees. I think this shutdown, like the 2013 shutdown, is simply exposing how many federal employees manage their money poorly, live beyond their means and save nothing.

    • #7534

      James Mitchner
      Participant

      Molly, you are exactly right.  As we ride past those McMansions we should consider that those who dwell in them may be just as tight for cash at the end of the month as anyone else.

      Those federal employees, same as any other employee, not being able to manage a month without a paycheck simply means they were irresponsible in their finances to not having been prepared for a shutdown or any other loss of revenue for at least the short term.

      How many in the prepper community have overlooked that as well?

  • #7557

    Crow Bar
    Keymaster

    @Molly Malone,

    You are not wrong in your assessment.

    Fact is more and more Americans are living paycheck to paycheck.  Government employees included!

    Fact is, as you point out, is most Americans live beyond their means!  While they might dine out 2 or 3 times a week, the Applebees parking lot is ful, it is mostly on credit cards!

  • #7584

    Daisy
    Keymaster

    There are all sorts of reasons people might be living paycheck to paycheck. I am personally just getting out of a year of living like that.

    Why? Because my family had two major (to us) medical problems last January and February. My daughter had pneumonia and I had a MRSA infection that required outpatient surgery. It may not sound like a huge amount of money to other folks but between the two issues, it was about $17000. I drained my emergency fund of $6000 that I’d been saving up for years, then moved on to credit cards because when you are sick enough that there’s a risk of death or loss of limb, you do what you’ve gotta do.

    Of course, when I was ill, I was not able to work for several days, which meant the loss of more income since I am self-employed. Meanwhile, bills were still coming due and I had drained every penny out of my accounts to pay for medical care and medication. This meant I was now maxed out on credit cards and in overdraft in every bank account. And penniless. Not a good place to be and not somewhere I’ve been for a long time.

    So for the past year, I’ve been eking by, paycheck to paycheck, getting all that debt paid off and paying tremendous amounts of interest.

    I’m not saying this to have anyone feel sorry for me – we survived this and I am back to building a modest emergency fund again. But I just wanted to give some perspective that there are all sorts of reasons to be paycheck to paycheck. It just takes one thing going terribly wrong to really mess up your budget.

    I’m sure hoping that 2019 is much less stressful.

    • This reply was modified 5 months, 2 weeks ago by  Daisy.
    • #7605

      Molly Malone
      Participant

      @daisy, I am sorry to hear you got hit with $17,000 in medical debt, and I hope 2019 is better for you.

  • #7726

    Crow Bar
    Keymaster

    @daisy,

    I can relate.

    When the ACA first kicked in, we had a medical expense that came out of the blue.

    Contrary to what the ACA pundits said, we could not write off the medical expenses on our taxes as they claimed!  So, that year was a very rough year.  A second PT job helped, we reorganized our money strategy, and we did come out of it ok.  For that matter, we continued to act as if we were still in a financial emergency, and as a result have been able to pay off nearly all our debt, and have a good size savings account.

  • #7751

    Daisy
    Keymaster

    Thanks Molly! I’m sure it will be. 🙂 I’m an optimist!

    Crowbar – the ACA is a joke. We’d be spending nearly $2K a month on it if I had it and then I’d still have a 10K deductible. I’d rather just deal with this kind of thing like I did last year and hope no one has cancer or a heart attack.

    And I didn’t mean to get the thread off-track. I just wanted to point out how easily people can move from comfortable to paycheck-to-paycheck.

    • This reply was modified 5 months, 2 weeks ago by  Daisy.
  • #8077

    Loving Life
    Participant

    Some people get caught in the living paycheck to paycheck due to misfortunes. A few like Daisy throttle back their lifestyle and get themselves back on the right track. It is not easy. I have been there.

    I have never owned a new car. As a military commander, I would watch as my lower to middle enlisted and officer ranks would drive in with their new cars that they could barely afford the payments on and know that they had little to no savings. I heard some of them snicker at my old Saab, which I drove for 12 years. I remember many of them coming into my office with financial woes, especially during the last furlough (travel reimbursements were being held back).

    It has become an expected right to live paycheck to paycheck, so you do not defer your instant gratification. We must have that new phone or car. Maybe this furlough will be a wake up call to some. I know the last furlough was to some of my junior enlisted and officers.

    • #8081

      Molly Malone
      Participant

      @lovinglife  Oh my god, YES. YES, that was exactly my experience too, as an field grade officer in the military. You said, “As a military commander, I would watch as my lower to middle enlisted and officer ranks would drive in with their new cars that they could barely afford the payments on and know that they had little to no savings. I heard some of them snicker at my old Saab.” On a few occasions I’d have a junior officer or junior enlisted make a snotty comment to my face or in my hearing (obviously they wanted me to overhear) about my modest car or the fact that I rented a modest apartment, and I’d have to immediately “counsel” them for their disrespectful behavior. And why did these subordinates felt free to snicker at a senior officer’s modest lifestyle? Because some of my bosses and some of my peers felt free to snicker at my modest lifestyle. My subordinates were merely mimicking their rude behavior. I do not know what it is about the military but in my own experience, military members seemed extremely concerned with showing off and pretending to be rich. I will never forget at one assignment, once meeting a journalist in the parking lot to escort him into the building. That journalist looked around the parking lot, at the super-expensive pickup trucks and SUVs and collector cars and motorcycles, and he looked at me with a disgusted look on his face and said, “You military people are always complaining about your pay, but just look around this parking lot.” That was certainly a humiliating moment for me.

  • #8122

    Loving Life
    Participant

    @mollymalone I agree with most of your comments. I am retired military. When I retired, I completely retired although I do a fair amount of charitable work that I really enjoy.

    Those people that snickered about my old “classic” Saab; they took civilian jobs after they “retired”. I had one guy ask me how I could afford to retire. I just smiled. I worked hard and lived below my salary.

    Also, I take care of my “stuff”. I am still driving my 1985 Mercedes-Benz 300D (now 15 years and still running great). I always joke that I will be buried in that car.

    I digress. I feel for many of the government employees, but I hope this will be a wake up call to all. You cannot live paycheck to paycheck. You need to defer a little of that instant gratification and have something set aside because things do happen.

  • #8125

    Littlesister
    Participant

    This is one of the reasons of many, that we all need to be prepping for. Those folks living paycheck to paycheck is now going to be heading to the food banks. Even the food banks are hurting for food as they can’t get what they need now. I help out in the food ministry at my church and we have a hard time getting food from food bank for this. We are now relying on the congregation to bring in any thing they can to help us out with food. Twice a year we have a food drive to restock our pantry. We are now feeding about 35 families and I feel that could rise with the fed.. workers. Living paycheck to paycheck is not going to pay the bills. I feel for those with young children. People need to understand and learn to live within their means. Having the biggest house or the best car or truck is nice but in this day and age it is time to give this stuff up and live a modest lifestyle. Being house poor just to have a monster house is not worth it. Hope these people wake up after this and try to see they need to save money for a rainy day and not live this high priced lifestyle.

    • #8160

      James Mitchner
      Participant

      I remember some years ago working a part-time job with a local HVAC company and going on a service call to a very fine McMansion located in one of the pricier developments.  Nice large yard.  Four-car garage.  Two relatively new luxury cars parked in the driveway.  The wife came to the door to allow us inside and we were stunned to see that there was hardly any furniture in the house.  They couldn’t afford furniture.  They had borrowed and dumped everything into the house and cars to give those who passed the illusion that they were wealthy.  SMH  More than likely they were almost financially destitute.  Banks made it easy for them to borrow beyond their means.  Now they were debt slaves… at least until they simply couldn’t pay the bills any longer.  Can you just imagine the mental stress this couple was under?

  • #8162

    Crow Bar
    Keymaster

    When I was looking to buy my first home, the bank approved me for $150k.  Of course my real estate agent was more than willing to show me houses in that range.

    She was a might disappointed when I opted for those in the $100k range, and bought one for $98k.  With insurance, escrow, it was only slightly higher than what I was paying in rent.

    NPR just ran a preview article for a story that will air tomorrow morning about Fed workers who are looking at second jobs.

  • #8197

    Loving Life
    Participant

    @jamesmitchner and @crowbar. I so agree with both of you.

    So many Americans are trying to keep up this illusion that they are wealthy. We have perpetuated this Utopia wherein all Americans must have the latest greatest phone, buy new cars every 3 years, take yearly magnificent vacations, and mainly just live large. It doesn’t matter that our income doesn’t support that lifestyle. This debt issue is becoming a ticking time bomb as at some point the debt situation is so grave that the whole house of card starts to collapse.

    I am going to share a secret. The majority of the wealthy don’t live that way. Read the “Millionaire Next Door”. I will share a tale. Unbeknownst to me, I had dinner with an oil billionaire. In Houston, I love this dive restaurant that has a goat speciality. You must have two to order. At the bar, I was sitting next to this weathered man in his 70s wearing Wranglers. He looked like a small time rancher and drove a 20 year old Ford truck. We had goat together. After he left, I tried to pay my bill and the bartender laughed. He told me the the gentleman was an oil billionaire. He had nothing to prove. Enough said.

    I listened to the NPR story. Maybe if some of these people stopped buying their morning lattes at Starbucks, held on to that car for 6-8 years, and lived less; they might be able to have an emergency fund of 3-6 months.

  • #8223

    DB
    Participant

    Great article. Very true in my experience. If taxpayers really knew how many hours and how much money was wasted just during fantasy football season in .gov….

    In my view there is zero incentive for a .gov worker to even consider a job in the private sector especially when the self perpetuating bureaucracy is all that anyone knows.

    https://dailycaller.com/2019/01/14/smoke-out-resistance/

    • This reply was modified 5 months, 1 week ago by  DB.
  • #8229

    Crow Bar
    Keymaster

    I had a co-worker who needed help navigating the VAloan process.  I told him to buy a house him and his wife could afford if one of them lost their jobs.

    Care to guess where this is going?

    Yep.  She lost her job.  They were instantly struggling.  They had to sell their one paid off car, and she got a job at Hooters.

    It was 3 months before she found a job.  While it was better than Hooters, it paid less than her previous job.

  • #8231

    James Mitchner
    Participant

    My employer would hire the new rookie and the first thing they (rookie) would do is go buy a new pick-up truck.  Likely it was the first real job for them and they felt they had the cash.  Most lived at home still with mom and dad.  Within the first year they got engaged, then married.  The new wife worked.  Most were nurses.  Then they bought a new home, and in a year or two had their first child.  The rookie also worked a part-time job on his day off.  But now they were far in debt (she had to have a car, too).  Then there was child care and a host of other expenses.  Their three incomes were required to pay the bills.

    Me?  I lived in a dinky little house, but my wife was a stay at home mom to our kids.  We drove used vehicles.  I used to shake my head as the rookie drove his gleaming new truck into the parking lot, parking next to my ten year old beater.  I worked part-time, too.  But I never went into debt beyond what my base full-time pay could cover…. ever!

    It boils down to the choices we make.  Life has enough stresses.  I didn’t want the additional stresses that overwhelming debt brought.

  • #8355

    Littlesister
    Participant

    I went through a financial crises when I ended up getting a divorce. Yes, my husband from back then loved to run around. Forth girlfriend was enough. We had a child and was trying to have another one that I lost in miscarrage do to the stress I was under. Had to move back in with my mother and 2 sisters which was a joke but that is another story. I had no job and a child to raise. She was about 5 years old at the time. It was a struggle but I managed to find a job and my mother who didn’t drive, sold me my father’s car. So at least I had that. My ex missed paying child support and allimony a lot. But I did make it out on my own after a year. It was tough and yes, living pay check to pay check is not easy. No matter what the reason. I have now been happily married for 34 years to a wonderful man whom when we met said he would take care of me. He never failed on that promas. He has one daughter who was 14 when we met and then my daughter who was 11 at that time. He was really good to my daughter. We now have 5 wonderful grandchildren between the two girls. The youngest is now 17 years old. Time really flies by. I made a pack with myself that I would never live paycheck to paycheck again. That is also why I don’t use charge cards unless I can pay them off when they come in. Those were tough times back in those days. I can feel for the fed. emplyees that have been layed off. I know it is not easy.

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