What do you do instead of wasting money?

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This topic contains 16 replies, has 10 voices, and was last updated by  Indigo Rhyme 10 months, 3 weeks ago.

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  • #927

    Whirlibird
    Participant

    The other post had me thinking but what I came up with didn’t fit.

    So here goes.

    We spent @$300 on tags. That would be 10 licenses for big game animals. Our yearly supply. Right now, we only have two tags left, but they’re elk and what will put us over the top. That’s $300 for a years worth of meat for 5, pretty good deal. Add @$150 in gas to that, do it ends up somewhere between $.75 and $1 a pound.

    Repair our own vehicles and home.
    Plumbers and electricians are expensive, mechanics are worse.
    Granted I have a job that I work on everything from electrical and plumbing to motors, gas and electric, but I was doing these things long before.

    Fix and build our own guns and ammo. Being a part time gunsmith has its advantages. I almost never buy ammo.

    Eating at home.
    Sure it’s nice occasionally to eat out, but the general comment is “Yours is better”. Having a wife who is essentially a gourmet chef helps everything except the waistline.
    But combine it with the ultra lean game meat and home grown veggies, and you get spoiled quickly and stay healthy.

    More to follow.

    • This topic was modified 11 months ago by  Whirlibird.
  • #932

    annaraven
    Participant

    I agree on cooking at home, especially from ingredients not boxes! I don’t get much hunting around here, but I do have a rancher friend so I buy pastured pork and grass-fed beef on the hoof, which is way cheaper and better quality. I often make my own bread and pasta, saving a lot of money that way as well.

    I bought an espresso machine so I don’t waste money on all those fancy $tarbuck$ drinks. And I can control how much (if any) sugar goes into my espresso drinks.

  • #955

    Anonymous

    Pawn shops and thrift stores are key in our savings.

    Cooking from scratch almost 99% of our food. Majorly important when you have food allergies. I’m allergic to nightshades so no tomatoes, potatoes, peppers or yucky eggplants for me, those are in almost 98% of processed foods.

    Eating way less meat than we used to, no hunting or ranches around here so we buy quality and make it last.

    Cash over cards. Plastic is a million times easier to spend than cold hard cash.

    Just stay home and enjoy it. Been with my husband now for nearly 30 years, our idea of a good time is laying in bed and falling asleep watching cooking shows on Netflix or Amazon, having had cable in nearly 8 years.

    Window shopping vs. impulse shopping, again, don’t pick up the cards unless you are 1 million percent sure you really need what you will be buying. Plus waiting can really pay off if what you want goes on sale just before you buy it.

    Stay prepared for the unexpected so if something happens locally, like a water pipe explodes and your water is turned off you don’t spend gas, time and sanity fighting for a case of water you probably don’t need or want. The pipe will be fixed in hours but that panic setting in drives IQ and common sense to the ground in most people. Store your water and avoid the insanity LOL.

  • #1063

    Crow Bar
    Keymaster

    Dont buy the shiny, just because it is shiny.
    Ask yourself, is that a want? Or a need?
    And, be honest with yourself. A lot of times, what we think as a need is really a want.
    Is a Ronco Salad Shooter really a need? Or can you get by with a good, sharp knife?

  • #1071

    Tolik
    Participant

    We have to do our research on what is actually saving money , sometimes what might make sense , may not actually be the best way to go . A big question is ” whats your time worth ? ” . In the case of home repairs , it may actually be against the law . Why ? Because too many people don’t really know what they are doing . Electrical or plumbing , again pro’s are expensive , but , if it goes bad , floods , or starts a house fire …………who is at fault ? If they did the work , they are . If you did the work , your insurance company might refuse to pay , so anything you saved in the work is out the window , with you in a hard spot . Reloading ammunition : We do that with shotgun shells , it is cost effective . On the other hand something that I shoot more than anything else is 7.62 x 39 . I don’t reload , its not cost effective . Its actually cheaper to buy it in bulk , than to even attempt reloading . I hear people on gun forums that are anti AK , and come up with one of the reasons that its difficult to find reloading materials . True , but the reason is because manufacturers are in business to make money , and until all we can get is American made ammo for 7.62 x 39 , there is no money in it because of cheap imports . Research is important , sometimes , you really do get what you pay for . There are times when spending the higher price for an item , turns out to be the better decision , because its built better and works when you need it the most . Its hard to know sometimes , and hopefully we don’t get burnt too bad , if we do get burnt .

  • #1414

    Marta
    Participant

    I practice detachment. If I want something that is more than $40 I start an envelope fund and put a few dollars away each week. Then by the time I have saved up the money I will know if it is really needed.

  • #1525

    Alyssa Simon
    Participant

    We use our credit card to pay for a lot of things & pay it off monthly. I am slowly getting used to paying some bills this way instead of mailing checks for the water, utilities etc. This earns points on our credit card, which we use when we go visit family. This summer we had enough points accumulated to buy round trip airline tickets for our daughter and grandkids to come visit.

    We also use the envelope system to save for vacations and Christmas. This takes the stress out of the holidays. We have already decided what we’re spending on our kids/grandkids and have saved for it all year.

  • #1762

    James Mitchner
    Participant

    I define “wasting money” as spending money on something but then having nothing to show for it… like taking a cruise, for instance. I also go by “Buy quality and only cry once”. I am more interested in durability and function than looks, as is plainly evident by my wardrobe. I’m not cheap by any means, and I will spend money, but I will not go into debt. I just want to know I spent it on something that will benefit me and hopefully last far into the future.

  • #1817

    Whirlibird
    Participant

    JM, wasting money for us would include buying meat at $3.00 a pound on sale for ground beef, let alone steaks and roasts.

    Tolik, nice to see you here.
    Until I disposed of the AK recently, I was loading for it at $.14 a pop. Worth the time vs money? The Blackout that replaced it certainly is at @$.09 a pop. (Powder, bullet lube and primers only)
    Same for the .40 and .45 at @$.07 each.

    The greenhouse certainly hasn’t paid off yet, but if it keeps the wife happy, it’s well worth the money.

    • #1863

      James Mitchner
      Participant

      If you have to buy grass-fed and finished you will be paying a lot more than $3 per pound. Double it. I have land to fence, but it will cost me upwards of $14K to have someone do it, and at my age I can’t do it myself. A couple of calfs in the spring grass fed all summer would be a great addition.

      I no longer reload. Frankly, I can buy in bulk cheaper for the calibers I use. reloading components here have escalated in price to make reloading a wash.

  • #1861

    Daisy
    Keymaster

    @James Michener, I’m the opposite about “wasting money.” I hate having too much stuff (unless it’s books, then all bets are off.) If I’m splurging, it’s usually going on a trip someplace interesting with my family. I figure my kids will get much more out of the experiences than out of the stuff.

  • #1984

    Crow Bar
    Keymaster

    @James,
    I disagree.
    For the memory of hearing my wife’s laugh at her first time zip-line in the Dominican Republic while on a cruise was a memory well worth the money.
    Same with spending Christmas with family in Paris.
    Same with climbing the Great Wall of China with my daughter.
    Same with climbing Mt. Fuji.
    Same with climbing the pyramids in Mexico with my father.
    Memories, laughter, that can never be replaced.

    For less than $1k you can raise 2 calves on pasture. It will require moving every two days. It is not very hard. I just did it by myself in about 40 minutes. Taking my time.

    In regards to reloading, buying quality brass may reduce your costs. I can get up to 10 reloads out of Lapua brass before having to retire it. Costs a bit more, but you pay for quality. Norma brass is up there with Lapua. The only US made brass I buy is Nosler.

    • #2009

      James Mitchner
      Participant

      Sounds like some nice trips. Glad you enjoyed them like you seem to have. I see things differently. Some of my best memories, especially with family, didn’t cost anything, make me smile when I remember them, and will be with me for my lifetime, and are just as special.

      I won’t raise two calfs here for $1K. Having to stake them out means I would have to have someone to move them in my absence, and they also must be watered instead of watering themselves in the creek if they were fenced and able to move around. Them not being able to get in out of a storm just don’t sit well with me. Do you put your’s up in the evening?

      I used to reload. Mostly hunting calibers. Still have some of the equipment. Reloading supplies locally about dried up, meaning trips to neighboring cities to attend a gun show where the components sell at a premium. All things considered, its just not economically feasible for me.

  • #2019

    Crow Bar
    Keymaster

    All ya need is 6 lengths of portable electro fencing, 1J energizer, 3 5gal buckets. Move them every 2 days, which everyone should be doing regardless of how many head they have. I read about a guy in Canada who packs 1 million pounds of cattle in a paddock. He moves his every 12hours.
    Me, I moved mine today. I will move them again Sunday.

    Does the creek transit from your property to someone else, downstream? If so, livestock should never be allowed to drink from there. They can, and will, crap in the area around the creek. That is how disease spread downstream. After hurricane Maria hit Puerto Rico, there were reports of people getting sick as those upstream would . . . crap, in the rivers. My town has a by-law stating no livestock within 300ft of any body of water that transits from one property to another. Hence the 5gal buckets.

    I do the same with the goats and the hogs.

    The livestock stay out in the fields from early May till early November. Cows, bison, deer, goats, etc. have existed in the wild long before they were domesticated by humans without the need of shelter.
    They come into the barn in the winter only because there is no food or water for them out in the fields.

    Homesteading/farming is a 24/7 job. Unless I can find friends to cover down and care for the livestock and dogs, I do not leave. That is just a lifestyle I have accepted as a prepper.
    Dang glad for it too.

    • #2091

      James Mitchner
      Participant

      Never thought about portable electric fencing. And you bring up something to think about regarding the creek. Mine originates from a spring on the mountain on the corner of my property. Doesn’t flow much during dry spells, but I do have two small impoundments that keep water. It does run underneath my driveway onto another’s property where it just disappears in a boggy area.

      I have a friend who raises cattle. I asked him about grass feeding a couple calfs over the summer. He told me to take the money I would spend on buying the calfs and buy beef at the store! *laugh* He said that with what the calfs would cost, likely vet bills, and almost daily tending I would come out ahead.

      I bought 1/4 grass fed, grass finished beer last year. If I remember, it was about $4 lb. hanging weight with a $80 butchering fee. I like the stronger taste of grass feed/finished beef. Some don’t, preferring grain finished.

  • #2096

    Crow Bar
    Keymaster

    It is just a different way of doing it.
    I use three 50′ lengths to make a paddock. The 1J energizer kicks out about 3to5kv. The cows touch it once or twice and they wont do it again. For that matter, the energizer is more bout keeping coy out then keeping the cows in.
    Same with the goats.
    Hogs on the other hand, they will try and test the fence. For them, I use a 2J energizer, putting out 5to10kv.

    For both the cows and the hogs, the extra fencing to to create the next paddock, then open the makeshift gate between the two paddocks and let them in. Close the gate, tie off the paddock, hook up the energizer and done.
    One length of fence weights about 15-20lbs. I can do a cow paddock in about 30-40 minutes to include water, and the energizer. If my wife is there to help, we can knock it out in 20minutes.

    If it gets hot in the summer, I sometimes have to water the cows twice a day.
    The hogs, they need a lot of water as those guys like to spill their water and make a wallow to stay cool. So I just do it for them.

    Once they get trained, they know the drill.

    The only livestock to see a vet was the goats. Twice in 7 years.

    Oh, yeah! Pasture fed meat of anykind tastes a world different! My pork, has an extra porky flavor!

  • #2252

    Indigo Rhyme
    Participant

    I have a rule that if I can possibly buy something I need used, I never buy it new. Obviously, there are exceptions, but I read about the concept of a Year of No Shopping (nothing brought in the house except food, medicine, materials, and used items) and I’ve been following it for over three years now.

    My going out to dinner is to friends’ houses, not restaurants. I’m big on spending free time productively, so I’m constantly making things to add to the gift pile. When an occasion comes up, I shop from my handmade gift pile. When I think about how much I used to spend on similar items in the past, it amazes me.

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